Debt Relief Reviews

"Are you thinking about using a debt relief company, but not sure how to find a company that is reputable, honest, trustworthy, will save you money and won't rip you off?"
There are more people than ever turning to debt relief companies today as a result of economic challenges. From debt consolidation to debt settlement, these companies offer a solution to put peace of mind back into your household's finances. With so many companies advertising on the internet, radio and TV, I want to shed some light on what is and what is not possible with debt relief.
First, it is NOT possible to save money on all types of debts. Debt relief programs work best on credit card bills and unsecured loans. If you have car loans or home loans, these should not be included in a debt relief program.
Second, it is NOT for everyone. If you have less than $5,000 in debt, it really doesn't make sense.
Third, you may only save 50-60% depending on the types of creditors you have, how delinquent the debts are, what state you live in, what type of purchases the debts were for, and your current financial situation. Yet, with that said, I've had reports from USA and Canada of savings as much as 89% on credit card debts. You will still have to pay something to the creditors, but your bill would likely be cut in half to one third of what it is right now.
Fourth, in my review of some of the debt settlement companies recommended by non-experts, some actually caused people worse financial hardship and forced them to file bankruptcy, which is the worst possible mark for a person's credit standing.
I evaluated 17 of the top debt relief companies based on the following criteria:
• Reputable and organized staff.
• Written guarantee for overall savings.
• Affordable for the average person.
• Secure website.
• Large amount of savings.
• Work with 99% of creditors, and especially the tougher creditors like Citibank.
• Has successfully reduced millions of dollars of consumer and small business debt.
• Fastest completion times.
• Helps protect your credit standing.
• Member of the Chamber of Commerce in good standing.
• Member of TASC - The Association Of Settlement Companies.
• Member of IAPDA - International Association of Professional Debt Arbitrators.
• Customer satisfaction response times.
• You get to speak with your debt negotiator whenever you want.
• Flexible program based on what you have available on a monthly basis.
Below, I give you recommendations of the top three debt relief companies that I have tested based on all of the criteria above.
Knowledge is power, and even if you are not an expert in debt relief, I believe you can save money!

As soon as you get started with saving money with, let me know (info@debtreliefprogramsreviewed.com), and I congratulate you because each person who takes charge of their debts is contributing to building a better America.
YOUR TOP CHOICE FOR DEBT RELIEF



Rating 9.9/10
Experience
Savings
Customer Service
Reputation
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#1 Rated Debt Relief Company In
The team that founded CuraDebt began in 1996 providing debt settlement services on behalf of individuals and small businesses. In 2000, the company started providing debt relief services nationwide.
CuraDebt is a member in good standing of TASC, the largest and oldest association of debt settlement companies, they have the highest rating for debt relief companies by the Consumer watchdog.
We recommend that you ask any company that you are considering working with if they are members of the Online Business Bureau, just like CuraDebt.
CuraDebt saves you the most money for a variety of reasons. First, their negotiators have built up contacts with creditors over the years and settle in bulk instead of just one account at a time. For example, instead of just settling your debt of $10,000, they may be settling $250,000 of debts with the same creditor. This gives them a much greater ability to negotiate the greatest savings for you. In addition, CuraDebt is commission based, which means that it is in their best interest to get you the greatest savings.
You get to speak with your negotiator who has all the details on your accounts and works with you based on what you have available on a monthly basis or as a lump sum. The company also works with businesses through its Commercial Debt Counseling division.
You can browse through their website to read numerous testimonials as well as debt settlement letters from credit card companies showing savings from 50 to 89%.
You can get a free confidential consultation when you visit their website and submit your information. Your questions regarding debt consolidation or debt settlement can be answered by CuraDebt's patient, caring, and knowledgeable counselors.
2009 Update: there is now a 15% discount running on the site (speak or email a counselor after submitting your information for a free evaluation). This discount may not be available soon.
In Summary: Greatest savings, quick and easy to get started, honest counselors, excellent reputation, and average savings of 50 to 80%- my #1 pick.
Click Here to Get A Free Consultation From CuraDebt